ABOUT PROSPECT MORTGAGE

Prospect Mortgage: a new mortgage company backed by private equity funds, seeking to acquire midsized residential lenders.

Prospect Mortgage knows what a mortgage company needs to succeed:

• Capital
• Know-how
• Cost efficiencies
• Entrepreneurial culture
• A unique brand and value proposition

Prospect Mortgage is one of the nation’s largest mortgage lenders, focused on high quality residential loans. Established in 2006 and licensed in all 50 states, Prospect’s professional loan officers are dedicated to providing the best advice and service to their clients. Prospect is backed by Sterling Partners, a multibillion–dollar private equity fund based in Chicago and Baltimore.

Fresh Capital, Now
Backed by Sterling Partners, a multi-billion dollar private equity fund, Prospect infuses the companies it acquires with fresh capital—to upgrade products and technology, to attract and retain the best talent, to capture market share and move ahead.

Know-How, Yours and Ours
We provide decades of mortgage industry know-how via the Prospect executive team while empowering and relying on existing local leadership at acquired companies. We need YOUR expertise to continue growing your organization and to develop best practices throughout the Prospect network. We believe in a decentralized approach that encourages the speed and expertise of local decision making.

New Economies of Scale
Prospect generates cost efficiencies in operations, product, pricing and vendor services that benefit every company in our portfolio. These economies of scale are fundamental to the Prospect business model, boosting profitability through operating leverage and reduction of duplicative costs, and enabling us to charge highly competitive rates. Our investments in training, IT, new products, marketing, and recruiting give you access to a greater scope of resources.

Entrepreneurial: Loan Officer-Centric, Sales-Focused
At Prospect, the loan officer is our customer, the “oxygen” of our company. While we are a 50-state enterprise, we maintain the nimble, entrepreneurial mindset of a smaller company by focusing on maximizing the success of loan officers. We are a hybrid banker/broker—the best of both worlds. This model provides our loan officers with the  broadest range of loan products at the best possible prices. Correspondent lending relationships with over 15 top institutions bolster our in-house offerings. Our private mortgage banking division makes our loan officers competitive in the jumbo market, expanding their sales opportunities. Our cutting-edge marketing resources aid loan officers in expanding and retaining their client base. We aggressively recruit the best and brightest mortgage professionals, organic growth that only comes when a company is a proven place to succeed. All these pieces fit together in harmony because we know that we win together, as a team.

Strengthening Your Unique Company
Prospect seeks companies with unique brands and confirmed value propositions. We operate transparently behind your current company branding, leveraging the good will and reputation you have established with industry professionals, affiliated companies, and consumers. When you become part of Prospect, your corporate identity doesn’t disappear—it strengthens.

Prospect Mortgage. The New Path to Mortgage Industry Success.