Our Mission:

Prospect Mortgage will be the premier residential mortgage company in the United States for professional Loan Officers that want to excel and are dedicated to providing the best advice and service to their clients. Our rapid, yet prudent growth, and the scale it creates, will benefit all our stakeholders – Customers, Loan Officers, Employees, Referral Sources, and Shareholders – and enable all to win.

Prospect Values:

Integrity

• Earn and maintain the trust of our Customers, employees and stockholders by letting honesty and integrity guide everything we do.
• Give Customers a good, fair deal. Commit to responsible lending and offer products that are best for our Customers. Hybrid banker/broker model — best of both worlds — benefits Customers, Loan Officers, and Business Partners.
• Never let profit center conflicts get in the way of doing what is right for the Customer or the Company.

Personal Accountability

• Take personal ownership of results, not process.
• Have a “whatever it takes” attitude to maximize success of our Loan Officers and Sales Managers.
• Always provide the highest levels of customer service.
• Think and act like a business owner. Treat Customers and employees, cut costs, and invest resources like you own the business.

Innovation

• See change and innovation for the opportunity it is — don’t be satisfied with the status quo.
• Eliminate bureaucracy, take decisive action, and cut waste relentlessly. We must reduce our cost per loan to compete in this industry.

Act and Win As A Team

• We invest in our Loan Officers! They are our customers and our oxygen!
• Our people are our greatest asset. Employee satisfaction is key to our success.
• Reward and celebrate exceptional effort, results, and accomplishments.
• Our ability to provide job security, increase employee compensation, and invest in our business is determined by our level of profitability; the best way to increase profitability is to close more loans.
• Have fun.